<ul>
 	<li>Secured investment with lower rate of interest</li>
 	<li>Nidhi company rules is the only regulatory body</li>
 	<li>Better substitute for a Credit Co-Operative Society</li>
 	<li>Enjoys the status of a separate legal entity</li>
 	<li>Fulfilling the financial requirements of lower and middle income groups</li>
 	<li>Limited liability to its partners in case of any loss</li>
</ul>